Increasing regulation and public awareness of environmental issues have amplified the legal, financial and reputational risks of pollution. Companies across a diverse range of industries are now exposed to significant risks arising from environmental accidents.

On the 29 June 2017, The Environmental Liability and Risk Masterclass will bring together the UK’s leading insurance authorities to discuss the complexities, challenges, coverage gaps, risks and opportunities in the environmental impairment liability (EIL) insurance market.


  • Improve your knowledge of issues and emerging risks in environmental policy coverage
  • Gain an understanding of the main sources of pollution and contamination
  • Understand your clients’ exposure under current legislation and regulation
  • Hear real-life claims case studies and pitfalls
  • Learn how best to communicate EIL risks and coverage requirements to clients



The Grange City is a luxury hotel in London near the River Thames, commanding sweeping views over the Tower of London and the iconic Tower Bridge. Reflecting its historic City location, the hotel site incorporates the last remaining section of London’s Roman Wall – which stands undamaged from when it was originally patrolled by Roman sentries.


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Thursday 29 June 2017

8:00 am

Registration and Networking breakfast - Brought to you by Aspen Group

9:00 am

Opening remarks from the Chairperson

9:15 am

Legislative and regulatory update: Environmental laws and their impact on you
This session will discuss recent developments in environmental laws and how regulatory bodies have applied them. How have these laws impacted the calculation of risk across various industries?

  • Polluter pays - Overview of the 2004 European Commission Environmental Liability Directive (ELD) and how it has been applied in practice
  • Environmental Damage (Prevention and Remediation) Regulations 2009
  • How the Environment Agency, Natural England, Marine and Fisheries Agency, Local Authorities are investigating environmental breaches
  • Focus on Environmental Protection Act 1990: Part 2A
  • Review of the Contaminated Land Statutory Guidance
  • How have the Environmental Damage Regulations (EDR) been applied across the UK
  • What have been the typical payouts and fines?

Aidan Thomson, Partner, Planning & Environment, BLP Law


Insurance coverage for brownfield land projects
Brownfield sites can present a range of environmental exposures for owners, buyers, sellers, developers, lenders and investors. A solid insurance solution can provide certainty for parties entering into to joint venture agreements and mergers. This session will provide guidance on navigating this notoriously complex area of insurance.

  • Overview of insurance options available to manage pollution liability in M&A’s and brownfield land development projects
  • Why do brokers find it so hard to secure quotes for brownfield land projects?
  • Tips for streamlining the quoting process for brownfield projects
  • How to educate clients about the environmental risks associated with brownfield property transactions

Duncan Spencer, Director, EDIA Limited

10:45 am

Morning refreshment break

11:10 am

PANEL: Identifying gaps in mainstream coverage
Many clients are still unaware of the risks of relying on mainstream commercial insurance when it comes to pollution and damage to the environment. What is the best way to educate clients about these gaps in coverage?

  • How to determine your client’s exposure
  • What does “pollution” cover in standard liability and property insurance (and what are the typical exclusions and restrictions)
  • What does environmental liability insurance cover that general liability and property do not?
  • Educating clients about the risks of relying on mainstream commercial insurances when it comes to pollution and damage to the environment
  • What are the uninsured expenses for clean-up costs and emergency works relating to a commercial fire?
  • Ensuring that parties fully understand the risks involved and that therefore there are no nasty surprises for either party in the event of a claim

James Alexander, Practice Leader Environmental, Willis Towers Watson
Cliff Warman, Practice Leader, Environmental, Marsh
Chris Gregor, Managing Director, Partner ESI
Glenn O’Halloran, Environmental Risk Manager – UK & Ireland, Chubb European Group

12:10 am

Comparisons of the type of environmental impairment liability insurance available: UK and worldwide
Brought to you by Chubb

This session will provide an overview of coverage options for environmental liabilities, including business interruption, remediation costs, legal costs, transportation, damage to a third party's property or injury to a third party.

  • How can brokers work with insurers to better cover clients against environmental risks?
  • Key market differences around the world: differences in cover in Continental Europe, North America and beyond
  • Understanding multinational policy structures
  • Significant differences in wordings and coverage in contractor’s pollution, pollution clean-up legal liability, warranty and indemnity insurance
  • Treatment of emerging risks: newly regulated compounds, cyber exposures and more

Karl Russek, Senior Vice President, Environmental Risk, Chubb Overseas General

1:00 pm

Networking lunch

1:50 pm

Understanding the cost of environmental risks and liabilities
Environmental liabilities are difficult to estimate due to the high degree of uncertainty and contingent nature of environmental exposures.

  • Comparison of risk estimation methods: simple estimates, sophisticated probability methods and statistical analyses
  • Liabilities arising from pollution or environmental damage
  • Biodiversity liability: statutory liability, ‘compensatory’ or ‘complementary’ remediation and biodiversity damage
  • Technical information shaping insurance provisions and estimations: quality of data & assessments
  • Identifying commercially insurable remediation/risk management strategies & economically deliverable solutions
  • Fixed site liabilities or liabilities involving contractors

Gareth Owen, Principal Geologist, ESI Consulting

2:35 pm

PANEL: Communicating risks, requirements and rates to clients
Hear from expert brokers and risk managers on how you can overcome client barriers to better protect them against environmental risks and maintain your environmental client base.

  • How can you address client objections with clear communication of risks?
  • What information is most influential in a client’s decision making?
  • What client education tools are most effective in selling environmental insurance?

Stephen Sykes, Solicitor Managing Director, Ashfield Risk Transfer Solutions
Mathew Hussey, Environmental Director, Arthur J. Gallagher
Alan Shaw, Environmental Liability Lead Underwriter, RSA

3:35 pm

Afternoon refreshment break

4:00 pm

PANEL: The future of environmental liability, regulation and insurance cover
Thought leaders will share differing predictions for the future of environmental liability and insurance. How will insurers respond to the evolving market?

  • What key factors today are shaping the environmental insurance market of the future?
  • How will insurance products address growing demand?
  • What will the future environmental insurance market look like in the UK?
  • How will the regulatory policing affect the insurance landscape of tomorrow?

Stephen Andrews, Head of Environmental Europe, Aspen Group
Peter Jarvis, Head of Environmental Product, AIG Europe Limited
Chris Strong, Head of Environmental Impairment Liability – Regional Unit London, Allianz Global Corporate & Specialty
Clive Walker, Senior Environmental Underwriter, Zurich Global Corporate UK

5:00 pm

Conference close and networking drinks - Brought to you by Chubb


James Alexander

James Alexander

Practice Leader Environmental

Willis Towers Watson


Stephen Andrews

Stephen Andrews

Head of International Environment

Aspen Insurance Group


Chris Grego

Chris Gregor

Managing Director

Partner ESI


Matt Hussey

Mathew Hussey

Environmental Director

Arthur J. Gallagher


Peter Jarvis

Peter Jarvis

Head of Environmental Product

AIG Europe Limited

Karl Russek

Karl Russek

Senior Vice President, Environmental Risk

Chubb Overseas General


Duncan Spencer

Duncan Spencer


EDIA Limited


ELM-Speaker Chris-Strong

Chris Strong

Head of Environmental Impairment Liability - Regional Unit London

Allianz Corporate & Specialty


Stephen Sykes

Stephen Sykes

Solicitor Managing Director

Ashfield Risk Transfer Solutions


Aidan Thomson

Aidan Thomson

Partner - Planning & Environment


Clive Walker

Clive Walker

Senior Environmental Underwriter

Zurich Global Corporate UK


Cliff Warman

Cliff Warman

Practice Leader, Environmental



Glenn OHalloran Chubb

Glenn O’Halloran

Environmental Risk Manager

Chubb European Group


Alan Shaw

Alan Shaw

Environmental Liability Lead Underwriter



Gareth Owen

Gareth Owen

Principal Geologist

ESI Consulting





aspen environmental-masterclass-partner


chubb environmental-masterclass-partner


Brought to you by:


Insurance-Business Floodrisk-Partner


Keymedia Floodrisk-Partner


Online Registration


Early Bird
(Book by 2 June)

£197+ VAT


Standard Rate

£297 + VAT


For groups of 5 or more please contact John Mackenzie at john.mackenzie@kmimedia.ca.


Terms & Conditions:
One pass admits one person to the event and cannot be split between multiple delegates. If you are unable to attend, a substitute delegate is welcome at no extra charge. Cancellations received in writing 14 or more days in advance will incur a £200 administrative fee. The remaining balance will be refunded to you or issued as credit valid for use towards another Key Media event within 12 months of the date of issuance. The company regrets no refunds will be made less than 14 days prior to the event. Should Key Media cancel or postpone the event, delegates will receive a full refund. Key Media is not responsible for any loss, damage or additional costs incurred as a result of alteration, cancellation or postponement. Please note all speakers and content are confirmed at time of publication, however we reserve the right to modify or alter the program including advertised speakers without notice. Key Media is not liable for the content of any speaker presentations.


Insurance Business is the leading independent business magazine and website for commercial agents and advice professionals, reaching the largest global audience of any insurance publication. A key business resource, Insurance Business provides daily breaking news, cutting-edge opinion and in-depth analysis affecting the industry. Insurance Business also offers a series of industry reports that recognise the achievements of key individuals and businesses such as Elite Brokers, Top Producers, Five Star MGAs and Brokers on Insurers, as well as providing the latest in business best practice in a continually evolving industry. Part of a global suite of award-winning insurance publications by international media company Key Media, Insurance Business reaches over 200,000 readers each month in USA, Australia, New Zealand, Asia, Canada and UK. Find out more at www.insurancebusinessmag.com.


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